How Barter Solutions Works
Comprehensive digital platform for SACCOs and businesses. Experience Barter Units (BU) - our alternative currency system designed for savings and credit cooperatives, plus complete ERP solutions for business automation, accounting, and payments.
John Doe
Balance: 1,250 BUWhat are Barter Units?
Barter Units (BU) are our flagship alternative currency system that powers digital value exchange for SACCOs and communities across Kenya.
More Than Just Barter Units
Barter Solutions Ltd is your one-vendor solution for e-commerce, payments, and business automation across Kenya and globally.
Barter Units (Primary Focus)
Alternative currency system for SACCOs and communities. Digital transactions, savings, loans, and credit management.
- SACCO digitization
- Alternative payment solutions
- Community-based services
- Loan & savings management
Business Automation ERP
Complete organizational management creating departments, sections, desks, and employee assignments with integrated project management.
- Create & manage departments
- Project budgeting & costing
- Task assignments & workflows
- Document categorization
Accounting Automation
Real-time IFRS-based accounting with automatic posting, payroll disbursements, and comprehensive financial reporting.
- Auto General Ledger posting
- M-Pesa salary disbursement
- Asset & cash management
- Profit tracking & reports
Human Capital / HR System
Complete HR solution with automated job descriptions, biometric attendance, and integrated payroll processing.
Payment Solutions
E-commerce and payment processing connected to M-Pesa and Visa, enabling efficient business operations in Kenya and globally.
One vendor for all solutions • Ready-to-go systems • Real-time reporting • GIS integration
Digital Value Units
Stable & Reliable
Consistent value within our ecosystemInstant Transfers
Move value in real-timeCommunity Focused
Built for local value exchangeGet Started in 4 Simple Steps
Join thousands of Kenyans already using Barter Solutions
Download & Register
Download the Barter Solutions app and create your account using your phone number. Quick verification gets you started in minutes.
Welcome!
Create your accountFind an Agent
Locate any Barter Solutions agent near you using our app. Our agents are spread across Kenya for your convenience.
Find Agents
Buy Barter Units
Give value to any agent and receive BU in your account instantly. No bank visits, no long queues - just simple deposits.
Deposit Successful
Send & Pay
Send BU to anyone or pay at participating shops. Instant transfers, low fees, and secure transactions.
Send BU
Why Choose Barter Solutions?
Experience the future of digital value exchange
Instant Transfers
Send BU in seconds, not hours. Real-time processing for all transactions with instant confirmations.
Secure & Safe
Bank-level security protects your value and personal information with advanced encryption.
Low Fees
Competitive rates that save you money on every transaction. Small fees for transfers.
Nationwide Network
5,000+ verified agents across all 47 counties in Kenya for easy deposits and value access.
Mobile First
Easy-to-use mobile app designed for smartphones and feature phones. Works on any device.
24/7 Available
Send BU anytime, anywhere. Our system never sleeps and is always ready for your transactions.
10,000+
Active Users1M+
Transactions47
Counties99.9%
UptimeSee Barter Solutions in Action
Watch how easy it is to send BU, find agents, and make transactions. Our 2-minute demo shows you everything you need to know.
What You Can Do with BU
Endless possibilities for your digital value
Send to Friends & Family
Transfer BU to anyone in Kenya instantly. Perfect for family support, splitting bills, or helping friends in need.
Pay at Merchants
Shop at thousands of participating stores, restaurants, and service providers using your BU balance.
Pay Bills & Utilities
Pay utilities, rent, school fees, and other bills directly from your BU account with ease.
Popular Payment Categories
Need Items or Services? Use Our Agent Network
Barter Solutions doesn't allow direct withdrawals. Instead, you can transfer or send BU to others within the platform, or visit any of our trusted agents to exchange your BU for goods, services, or other value.
How It Works
Find an agent → Send them BU via the app → Receive goods, services, or other value from the agent
- Send BU to agent through the app
- Agent provides goods or services
- Exchange BU for various items and services
- Available at thousands of locations
- No direct withdrawals from system
BU ↔ Goods/Services
Only through our agent network
Barter Solutions vs Traditional Methods
See how we make value exchange easier, faster, and more accessible
Feature |
Barter Solutions |
Traditional Banking |
|---|---|---|
|
Transfer Speed
|
Instant
Real-time transfers
|
1-3 Days
Slow processing
|
|
Transaction Fees
|
Low Fees
Competitive rates
|
High Fees
Multiple charges
|
|
Accessibility
|
24/7 Available
Mobile app everywhere
|
Limited Hours
Branch visits required
|
|
Agent Network
|
5,000+ Agents
All 47 counties
|
Limited ATMs
Urban areas only
|
|
Security
|
Bank-Level
Advanced encryption
|
Regulated
Government backed
|
Join the digital revolution with Barter Solutions
How BU Moves in the System
BU stays within the Barter Solutions ecosystem, moving between users, merchants, and agents
You
BU HolderSend BU To
Friends, Family, Merchants, AgentsGet Value
Goods, Services, ItemsFrequently Asked Questions
Ready to Start Using Barter Solutions?
Join thousands of Kenyans who trust Barter Solutions for their daily transactions. Experience the power of Barter Units!
iOS versions coming soon